What HB 1002 would change
Louisiana lawmakers are targeting a key driver of insurance costs. House Bill 1002, filed by State Rep. Josh Carlson, focuses on medical bills tied to accident claims.
The bill would let courts and juries question if those charges are reasonable. It does not set price caps. It does not create a state fee schedule. Instead, it allows both sides to argue what a fair cost should be.
Carlson said some charges rise far above normal market rates. He pointed to MRIs and injections that cost much more in lawsuits than they do for cash patients.
Why supporters say it matters
Supporters say inflated bills drive up lawsuit payouts. That pushes insurance costs higher for drivers and businesses across Louisiana.
Carlson said trucking companies feel the impact the most. They carry large policies. They also face higher-value claims.
The bill also adds transparency. Right now, some charges enter cases with little review. HB 1002 would give juries the power to decide what counts as a fair rate.
Opposition is already building
Carlson said some doctors oppose the bill. He said they raised concerns before a full hearing even started.
Critics warn it could affect how providers handle injury cases. Supporters push back on that claim. They say the bill will not limit care. It will only allow charges to be challenged in court.
If passed, HB 1002 would join a larger effort to lower insurance pressure in Louisiana.