Daniel Erspamer from The Pelican Institute previewed what The Pelican Institute is working on during the current legislative session. He discusses state legal reform and people’s concerns with rising insurance rates. He then talks about auto liability lawsuits per 100 people and how New Orleans is significantly higher than in Miami and Houston. He explains why that is and what it means for insurance rates. Erspamer also recommends that lowering the jury threshold way to fix the problem and he explains how it fixes the problem. Finally, he talks about what The Pelican Institute is doing in education.