Louisiana pays the 2nd highest automobile insurance rates in the nation, and, we may soon be number 1. Why? Large personal injury settlements from car accidents. And, here’s a twist: under current state law, defense attorneys can’t tell the jury that the plaintiff wasn’t wearing a seat belt at the time of the accident, which would in most cases, reduce the monetary award as contributory negligence. Sen. Sharon Hewitt has introduced SB 382, which would remove the seat belt “gag order.” She joined us on AMBR to tell us why.